N.C. Leasing GmbH finances your vehicle directly — no broker, no detours. Since 1990, we've helped businesses, startups, and self-employed professionals across Germany get on the road faster, even without an established credit history.
N.C. Leasing GmbH was founded in 1990 and has spent over three decades building one thing most leasing "providers" can't offer: a direct, personal relationship between you and the company that actually finances your vehicle.
We are not a leasing broker. When you work with N.C. Leasing GmbH, we purchase and finance your vehicle ourselves, in-house — which means faster decisions, more flexible terms, and one point of contact from application to handover.
Since 2009, N.C. Leasing GmbH has operated under the direct supervision of the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank — the same regulatory framework that governs Germany's banks.
"Personal contact is our strength. Every application is reviewed by people who understand what it means to build a business — because we've spent 35 years doing exactly that alongside our clients."
— Dieter & Oliver Frauscher, Managing Directors, N.C. Leasing GmbHWhether you're replacing a company fleet or leasing your very first commercial vehicle, N.C. Leasing GmbH structures every contract around your actual business — not a generic template.
Flexible leasing for cars, vans, and commercial vehicles with no mileage restrictions and free choice of dealer.
Explore Vehicle LeasingNo BWA, no balance sheet, no problem. We evaluate new and young businesses individually — where traditional banks say no, we're often able to say yes.
See How Startup Leasing WorksScalable financing for multi-vehicle fleets, with consistent rates that stay fixed for the full term — regardless of capital market changes.
Talk to Us About Fleet LeasingNeed liquidity without giving up the vehicles your business depends on? N.C. Leasing GmbH purchases vehicles you already own and leases them straight back to you — freeing up capital immediately while you keep full operational use of your fleet.
Discuss a Sale & Lease Back SolutionComplete our short online financing application — no paperwork, no fax required.
Our team reviews your request personally. In most cases, you'll have a decision the same day.
Select your vehicle from any dealer of your choice, including qualifying private purchases.
We finalize your contract, purchase the vehicle, and you take delivery — often within days.
Financing without a lengthy credit history.
Individual solutions for freelancers and consultants.
Flexible terms that scale with your business.
Multi-vehicle financing with consistent terms.
Commercial vehicle leasing built for daily use.
Sale & Lease Back to optimize capital structure.
| N.C. Leasing GmbH | Typical Leasing Broker | |
|---|---|---|
| Financing decision | Direct, in-house | Forwarded to third-party lenders |
| Speed | Typically within 24 hours | Often several days |
| Point of contact | One dedicated advisor | Multiple intermediaries |
| Regulation | BaFin & Bundesbank since 2009 | Varies |
| Startups | Assessed individually | Often requires 2–3 years of history |
| Relationship | Personal, since 1990 | Transactional |
Verified testimonials from N.C. Leasing GmbH clients will appear here as they are collected and approved for publication.
"We needed a commercial vehicle within days of founding our company — no bank would talk to us. N.C. Leasing GmbH gave us a decision the next day."
"Sale & Lease Back gave us the liquidity to hire two more technicians without touching our existing credit lines."
We are a direct lender. N.C. Leasing GmbH purchases and finances your vehicle in-house, which is why we can offer faster decisions and more flexible terms than a broker forwarding your request to a third party.
Yes. Unlike many traditional banks, we assess new and young businesses individually rather than requiring years of BWA and balance sheet history.
In most cases, we're able to provide a decision within 24 hours of receiving a complete application.
No. Our standard contracts include no mileage restriction.
Yes, you have free choice of dealer, including qualifying private purchases under §25 of the German VAT Act (UStG).
No. Your leasing engagement with N.C. Leasing GmbH is not reported to your house bank, so your existing credit line and equity position remain fully intact.
Standard terms run from 30 to 60 months, with optional follow-on leasing available from 6 to 24 months.
Yes. Since 2009, we have operated under the supervision of the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank.
Complete our short online form and one of our advisors will personally review your request — most applicants receive a decision within 24 hours.
Thank you — a member of the N.C. Leasing GmbH team will contact you within one business day.
Whether you're financing your first commercial vehicle or restructuring your entire fleet, N.C. Leasing GmbH gives you a direct line to real decision-makers — not a call center.
Have a question before applying? Reach us directly — every inquiry is answered by a person, not a queue.
Prefer to talk first? Leave your details and a leasing advisor will call you back.
Thank you — we'll call you back at your preferred time.